72(t) Calculator Using proposed regulation Please fill in the following information: Client name (optional):   Distribution year:    (e.g., 2018) Plan balance: $ Projected growth rate:    % Owner's date of birth:    (MM/DD/YYYY) Beneficiary's date of birth:    (MM/DD/YYYY) "Reasonable" interest rate:    % Select a mortality table:   UP-1984* Sec. 1.7.2 (1983) 80CNSMT (1980) 90CM(from 1990) Minimum distribution options:    Beneficiary is owner's spouse  Beneficiary is not owner's spouse Report type:    Graph  Full Schedule (Note that any applicable methods will be depicted on the graph as well as he full schedule.)		OTHER CALCULATORS Check out these other tools relevant to your business: 72(t) Calculator RMD Calculator Beneficiary Calculator
	For more information call the IRA Hotline at 1-888-661-7684. If you are having difficulty using this Web site, please call Putnam Investments at 1-888-4-Putnam. This calculator determines "substantially equal periodic payments" based upon three methods described by the IRS, using the values you enter above. You are responsible for the accuracy and appropriateness of the values you enter. Please note that the IRS has not specified a "reasonable interest rate" for this purpose. However, it has approved the use of a variety of rates by individual taxpayers under various circumstances, including rates equal to 120 percent of either the federal mid-term rate or long-term applicable federal rate. The "projected growth rate" you enter will be used only for purposes of illustrating hypothetical account values throughout the payment period.